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롯데상품권 사용처 이외에 신세계상품권 사용처 온라인 오프라인 및 현금화 방법 총정리 이 때 상품권에 쓰여있는 금액이 계산시 물건 대금에서 차감되며 만약 이 금액이 상품권 액면가보다 더 높을경우에는 나머지 금액을 현금 또는 타 결제수단으로 지불하시면 �